TradeDay scores 15.6 higher under TVSM-PF/2.0.2.
Payout split
Topstep90% (flat for new traders as of Jan 12, 2026)
TradeDay80% on first $50K profit, 90% on next $50K, 95% above $100K
Max funded
Topstep$150,000 (Express Funded Account)
TradeDay$150,000
Payout cap
Topstep$2,000/payout Standard, $3,000/payout Consistency — new $50K accounts from Apr 28, 2026
TradeDayNone
Drawdown model
TopstepTrailing EOD MLL — ratchets up with peak end-of-day balance, never resets down
TradeDayChoice of Intraday Trailing / EOD Trailing / Static — three variants per account size
Min trading days
Topstep5 winning days required before payout request
TradeDayPlan-dependent
Challenge fee
Topstep$49–$149/month subscription
TradeDay$125–$375/mo subscription depending on account size; $50K typical $165/mo
Fee refundable
TopstepNo — subscription model, no refund on payout
TradeDayNo — subscription model
News trading
TopstepAllowed — no restrictions on futures news trading
TradeDayRestricted on funded accounts during major releases
Platforms
TopstepTopstepX (proprietary, mandatory as of 2026)
TradeDayNinjaTrader, Tradovate, R-Trader, Quantower
Payout schedule
TopstepOn demand after 5 winning days — processed 1-3 business days
TradeDayWithin-week processing
| Specification | Topstep 60/100 Adequate | TradeDay 75/100 Strong |
|---|---|---|
| Payout split | 90% (flat for new traders as of Jan 12, 2026) | 80% on first $50K profit, 90% on next $50K, 95% above $100K |
| Max funded | $150,000 (Express Funded Account) | $150,000 |
| Payout cap | $2,000/payout Standard, $3,000/payout Consistency — new $50K accounts from Apr 28, 2026 | None |
| Drawdown model | Trailing EOD MLL — ratchets up with peak end-of-day balance, never resets down | Choice of Intraday Trailing / EOD Trailing / Static — three variants per account size |
| Min trading days | 5 winning days required before payout request | Plan-dependent |
| Challenge fee | $49–$149/month subscription | $125–$375/mo subscription depending on account size; $50K typical $165/mo |
| Fee refundable | No — subscription model, no refund on payout | No — subscription model |
| News trading | Allowed — no restrictions on futures news trading | Restricted on funded accounts during major releases |
| Platforms | TopstepX (proprietary, mandatory as of 2026) | NinjaTrader, Tradovate, R-Trader, Quantower |
| Payout schedule | On demand after 5 winning days — processed 1-3 business days | Within-week processing |
| Visit Topstep | Visit TradeDay |
Which one fits?
- Topstep is best for cme futures traders who prioritize platform integration, established community, and a well-documented combine evaluation over uncapped payouts.
- TradeDay is best for cme futures traders who value drawdown-model choice (intraday / eod / static), institutional founder pedigree, and a tiered scaling structure that rewards $100k+ cumulative profit.
See the full Topstep review and TradeDay review for the verified specs and editorial verdict on each.