Funded Trading Plus is best for forex traders who want flexibility between direct funding and challenge routes under one roof.
FTMO is best for forex traders in europe, asia, australia, or latam with at least 6 months of strategy experience who want the strongest payout record in the industry.
Computed live from the per-variable evidence behind each firm's TVSM-PF score — FTMO takes 4 of 6 dimensions at current scores. Every variable links to a primary source on the firm pages.
Payout ReliabilityFunded 24.6 · FTMO 25.3 / 32
FTMO wins. Funded Trading Plus pays 80% (scales with milestones); FTMO pays 80% standard (90% after scaling plan). Per-payout caps — Funded Trading Plus: None; FTMO: None — decide who keeps more in a big month.
Rule FairnessFunded 17.3 · FTMO 16.6 / 24
Funded Trading Plus wins. Drawdown models differ: Funded Trading Plus runs Static max loss from initial balance; FTMO runs Static (max 10% from initial balance). The model decides how much intraday heat you can take before breaching.
Rules StabilityFunded 8.8 · FTMO 7.8 / 10
Funded Trading Plus wins. Mid-stream rule changes are penalized here, and every change is tracked in our append-only changelog — so a recent payout or drawdown change shows up in this dimension rather than being quietly absorbed.
Business ViabilityFunded 10.6 · FTMO 14.4 / 16
FTMO wins. Operating history and scale matter most when a payout goes sideways — the longer-running, better-capitalised firm carries less counterparty risk, and this dimension reflects each firm's track record to date.
Platform & ExecutionFunded 5.2 · FTMO 6.8 / 8
FTMO wins. Platforms: Funded Trading Plus — MT4, MT5, cTrader, DXtrade, TradeLocker; FTMO — MT4, MT5, cTrader, DXtrade. If your edge depends on a specific platform, this is the deciding line.
Cost & ValueFunded 7.0 · FTMO 9.0 / 10
FTMO wins. Evaluation cost: Funded Trading Plus — ~$480–$560 for $100K; FTMO — EUR 155–1,080. Fee refundable — Funded Trading Plus: Yes — refunded with first payout; FTMO: Yes — refunded with first payout.
Rule by rule, in each firm's own terms
Verbatim from our verified spec database — the conditions are the product, so nothing here is flattened to a yes/no. Where a rule has tiers or conditions, you are reading them.
Rule
Funded Trading Plus
FTMO
Drawdown model
Static max loss from initial balance
Static (max 10% from initial balance)
Max drawdown
8% static from initial balance
10% static from initial balance
Daily loss limit
5% balance-based
5% (equity-based, open P&L counts)
Payout split
80% (scales with milestones)
80% standard (90% after scaling plan)
Payout cap
None
None
Payout schedule
On demand; 1–3 business day processing
On demand (min 14 days after first trade)
Min trading days
3
4
Consistency rule
No formal consistency rule on standard accounts
No formal consistency rule on standard accounts
News trading
Restricted on funded accounts during high-impact events
Restricted — 2-minute window before/after named events on funded account (evaluation: unrestricted)
Weekend holds
Restricted on standard accounts
Standard account: must close before weekend. Swing Account: exempt.
Evaluation cost
~$480–$560 for $100K
EUR 155–1,080
Fee refundable
Yes — refunded with first payout
Yes — refunded with first payout
Platforms
MT4, MT5, cTrader, DXtrade, TradeLocker
MT4, MT5, cTrader, DXtrade
Max funded
$200,000
$200,000
Scaling
Scale to $2.5M via cumulative profit milestones
+25% balance every 4 months. Requires 10% net profit over 4 months + 2 payouts. Max $2,000,000. Split upgrades to 90% on qualification.
Verified June 2026 (Funded Trading Plus) · June 2026 (FTMO). Source extracts for every scored variable are on the firm pages.
The verdict, by trader type
A comparison that ends in “it depends” is not a verdict. Picks below are per trading style — find yours.
Most traders
FTMO
FTMO takes 4 of the 6 scored dimensions at current scores, which makes it the safer default for a trader without a strong style preference. Read the per-dimension breakdown above first — a single dimension you care about can flip the decision.
Cost-conscious
FTMO
Entry cost: Funded Trading Plus — ~$480–$560 for $100K; FTMO — EUR 155–1,080. FTMO wins on cost-value once refunds and discounts are weighed.
Rules-sensitive trader
Funded Trading Plus
If clean, predictable rules matter most, read the drawdown model first: Funded Trading Plus runs Static max loss from initial balance; FTMO runs Static (max 10% from initial balance). Funded Trading Plus scores better on rule fairness and clarity.
High earner
FTMO
Profit splits: Funded Trading Plus — 80% (scales with milestones); FTMO — 80% standard (90% after scaling plan). FTMO has the stronger payout profile once caps are factored in. Always read the per-payout cap in full before a large withdrawal.
Funded Trading Plus vs FTMO — the questions traders actually search
Is Funded Trading Plus or FTMO better in 2026?
Under TraderVerdict's independent TVSM methodology, Funded Trading Plus scores in the Strong band and FTMO in the Strong band. FTMO wins 4 of the 6 scored dimensions at current scores. The right pick depends on which firm's payout, drawdown, and cost terms fit how you trade.
What is the main difference between Funded Trading Plus and FTMO?
Funded Trading Plus and FTMO differ across the TVSM-scored variables that decide whether a funded trader actually gets paid — profit split, drawdown model, payout caps, pricing, and operating stability. The rule-by-rule table on this page shows each one verbatim from our verified specs.
Which is cheaper — Funded Trading Plus or FTMO?
Funded Trading Plus: ~$480–$560 for $100K. FTMO: EUR 155–1,080. Weigh the fee against how long the evaluation takes you — a one-time fee beats a subscription on a slow pass, and the reverse on a fast one.
Which pays out more — Funded Trading Plus or FTMO?
Profit split: Funded Trading Plus — 80% (scales with milestones). FTMO — 80% standard (90% after scaling plan). Per-payout caps: Funded Trading Plus — None; FTMO — None. Read both cap rules in full before buying — they bind hardest in your best months.
What is the difference between Funded Trading Plus and FTMO drawdown rules?
Funded Trading Plus: Static max loss from initial balance. FTMO: Static (max 10% from initial balance). The drawdown model is the single most common reason funded accounts fail, so match it to whether you hold through intraday heat.
Do Funded Trading Plus and FTMO allow news trading?
Funded Trading Plus: Restricted on funded accounts during high-impact events. FTMO: Restricted — 2-minute window before/after named events on funded account (evaluation: unrestricted).
What account sizes do Funded Trading Plus and FTMO offer?
Funded Trading Plus: $200,000. FTMO: $200,000. Scaling: Funded Trading Plus — Scale to $2.5M via cumulative profit milestones; FTMO — +25% balance every 4 months. Requires 10% net profit over 4 months + 2 payouts. Max $2,000,000. Split upgrades to 90% on qualification..
Are TraderVerdict's prop-firm comparisons independent?
Yes. Every firm is scored against a public, versioned methodology before any commercial relationship, and affiliate links are only added to firms that clear our editorial bar. A firm cannot pay for a higher score or to remove a critical finding.